Transparent pricing in Canadian Dollars (CAD) for individuals and households Contact team for setup guidance →
Personal expense tracking for strict cash flow management
Personal expense tracking for strict cash flow management

Track your savings rate in 15 minutes a month without broken spreadsheets

daloria gives FIRE supporters complete clarity over fixed and variable cash flows. Stop wasting Sunday nights fixing broken Excel formulas.

Start 14-day trial
14-day trial with full feature access
Data stored securely on Canadian servers
Export complete CSV transaction logs anytime
Direct founder support via email
Transparent Pricing

Simple plans for dedicated savings tracking

Starter Track

Essential manual logging and core calculations for getting started without broken formulas.

$0
Forever free
Manual monthly cash flow logging · Core savings rate calculation · Fixed vs variable expense tags
Request access to free plan

Core Automation

Automated account aggregation and monthly routine shortcuts for disciplined trackers.

$12 CAD
per month ($110 CAD/year)
Automated Canadian bank read-only feeds · Custom categorization rule engine · Historical savings rate trends
Start 14-day trial

Master Plan

Deep cash flow structure for multi-account households or complex personal routines.

$28 CAD
per month ($260 CAD/year)
Multi-currency and multi-account sync · Custom cash flow milestone targets · Advanced rule builder and API access
Schedule setup consultation

All prices charged in CAD plus applicable local sales tax (GST/PST/HST). Includes 14-day trial on paid plans. Cancel anytime with a single click.

Practical guides

Clear instructions for managing household cash flow

5 min read

How to calculate the difference between fixed and variable expenses

A step-by-step breakdown of baseline living costs versus discretionary spending for reliable cash audits.
7 min read

How to split household expenses fairly between cohabitants

Practical methods for allocating rent, utilities, and shared groceries based on individual net contributions.
6 min read

How to track monthly expenses on a baseline 1200 dollar budget

Simple tracking rules to prevent cash leaks when managing a strict monthly spending limit.
8 min read

How to build an effective monthly budget for sole proprietors

Managing fluctuating monthly revenue while keeping personal expenses strictly organized.
4 min read

How to separate personal and business bank accounts

Why mixing transaction logs creates pre-tax confusion and how to cleanly split your ledger.
5 min read

How to track expenses automatically from bank statement exports

Using structured CSV imports to replace manual entry without sharing live bank passwords.
6 min read

Methods for managing shared spending in couples

A comparison of joint accounts versus centralized expense tracking loggers.
7 min read

How to manage family monthly expenses with structured tools

Moving away from fragile home spreadsheets to dedicated software without losing historical records.
Time Audit

Spreadsheet Time Saved Calculator

See how much time automated statement parsing saves you every month.

1520
1040150
Estimated monthly effort value
—

Based on user inputs comparing manual Excel logs against daloria parsing time.

Frequently Asked Questions

Honest answers about your cash flow tracking

Is daloria a licensed financial advisor?

No. daloria is purely an expense logging and cash flow tracking tool. We do not provide financial advice, recommendations, or planning services. You maintain complete personal decision-making over your budget.

How much does daloria actually cost?

We offer a free starter tier for manual logging. Paid automation tiers cost $12 CAD/month or $28 CAD/month when billed monthly, with standard discounts for annual plans. Applicable Canadian sales taxes are calculated at checkout.

How fast can I complete my monthly review?

Most users complete their regular monthly tracking review in under 15 minutes once initial bank feeds or imports are organized.

How is my personal financial data secured?

We utilize read-only bank connections through encrypted Canadian data aggregators. We never store banking login credentials and never sell user transaction data to third parties.

What if daloria does not suit my tracking routine?

You can cancel your subscription inside your account profile at any time. There are no cancellation fees, contracts, or retention calls required.

How are foreign transactions handled?

daloria automatically converts foreign currency charges using daily exchange benchmark rates, keeping your overall Canadian dollar spending summary clean.

daloria
Founder story

Built after breaking my third budget spreadsheet at midnight

I tracked every dollar in custom spreadsheets for six years while aiming for financial independence. Every few months, a corrupt formula or missing bank import ruined my historical savings rate data.

Core features

Purpose-built tools for disciplined monthly audits

Fixed vs Variable Expense Audit

Core Feature

Separates housing, utilities, and essential bills from discretionary lifestyle spending.

Shared Living Cost Ledger

Core Feature

Splits rent, household bills, and groceries between cohabitants fairly without awkward calculations.

Bank Statement Ingestion

Core Feature

Converts standard CSV bank exports into standardized expense logs automatically.

Savings Rate Dashboard

Core Feature

Calculates exact monthly cash retention percentages based on verified net receipts.

Get Started

Take control of your cash flow routine

Fill out the form below to set up your account or request a personalized setup walkthrough.

No credit card required for trial setup. Cancel anytime.

20 min
Monthly review time
Real Tracking Scenarios

How daloria streamlines your monthly routine

How daloria streamlines your monthly routine
01

End-of-month review took hours due to unmapped subscriptions across three separate credit cards.

Connected read-only bank feeds to daloria and configured recurring billing rules.

Uncovered forgotten duplicate charges and finished monthly audit in under 15 minutes.

End-of-month review took hours due to unmapped subscriptions across three separate credit
02

Uncertain about exact savings rate because seasonal variable costs were hard to track over time.

Logged fixed commitments and variable spending in daloria structured flow buckets.

Obtained accurate rolling average savings rate without manual arithmetic.

Uncertain about exact savings rate because seasonal variable costs were hard to track over
03

Custom spreadsheets broke whenever bank export CSV formats changed.

Imported monthly statements into daloria automated transaction parser.

Maintained unbroken multi-year transaction logs with automated category tags.

Workflow

How daloria streamlines your monthly audit

1

Import bank statements

Upload raw CSV files from your accounts without sharing bank login details.

2

Categorize baseline costs

Assign transactions to fixed overhead or variable spending with simple custom rules.

3

Review savings rate dashboard

See your exact cash retention percentage and expense trends in one clear view.

Get full visibility over your monthly expenses today

Try daloria free for 14 days. Import your first statement and see your exact savings rate in minutes.

Start your free trial